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Home Loan

  • ✅ Attractive interest rates from 8.65% p.a.
  • ✅ Loan amount up to ₹10 Crore
  • ✅ Flexible repayment tenure – up to 30 years
  • ✅ Fast disbursal & minimal documentation
  • ✅ Lowest processing fees in the market
  • ✅ T&C Apply
Own Your Dream Home – Apply Now

Looking for a Home Loan?

Let us help you find the most suitable offers.

Home Loan

– Own Your Dream Home with PaisaPulse

Your dream home is closer than you think. With PaisaPulse Home Loans, you can enjoy affordable interest rates starting at 8.65% p.a., flexible repayment of up to 30 years, and loan amounts as high as ₹10 Crore. Whether you want to buy a ready-to-move house, construct a new home, or renovate your existing property, our home loan solutions are designed to fit your needs.

With easy documentation, lowest processing fees, and quick disbursal, PaisaPulse makes your home-buying journey hassle-free and stress-free.

Why Choose PaisaPulse Home Loan?

  • Attractive Interest Rates – Starting at 8.65% p.a.
  • High Loan Amount – Finance up to ₹10 Crore
  • Long Tenure Options – Repay comfortably over up to 30 years
  • Quick Disbursal – Fast processing and loan approval
  • Lowest Processing Fee – Transparent and cost-effective
  • Simple Documentation – Minimal paperwork for easy approval
  • Digital Sanction – Get approval in 5 simple online steps

Home Loan Eligibility – Salaried Individuals

To keep things simple, PaisaPulse ensures clear eligibility criteria:

Particulars Eligibility
Nationality Indian Citizen
Age 23 years – 62 years
Employment Status Minimum 3 years of work experience
CIBIL Score 750 or above
Income Minimum ₹25,000 – Maximum ₹15 Lakhs (per month)
Loan Amount As per financial profile and repayment capacity

Documents Required for Home Loan

Here’s the checklist of documents required for salaried and self-employed applicants:

  • Application Form – Duly filled and signed with passport-sized photograph
  • Identity Proof – Aadhaar Card, PAN, Passport, Voter ID, Driving License
  • Residence & Age Proof – Aadhaar, Utility Bills, Rent Agreement, Birth/School Certificate
  • Bank Statements – Last 6 months
  • Income Proof (for Salaried) – Last 3 months’ salary slips, Form 16, Income Tax Returns
  • Income Proof (for Self-Employed) – Business profile, proof of existence, educational qualifications
  • Financial Records – Last 3 years’ ITR with computation, CA-certified balance sheet, and profit & loss account
  • Processing Fee Cheque

Benefits of PaisaPulse Home Loan

  • Buy, build, or renovate – one loan for all home needs
  • Flexible repayment tenure – up to 30 years for easy EMIs
  • High-value financing – up to ₹10 Crore to match your dream home’s budget
  • Minimal paperwork & fast sanction – saves time and effort
  • Online application & digital approval – get sanctioned in just 5 steps

How to Apply for a Home Loan with PaisaPulse?

  • Check Eligibility – Confirm you meet the basic criteria.
  • Fill Online Application – Complete the simple loan form.
  • Upload Documents – Submit required documents online.
  • Get Digital Sanction – Instant approval with minimal wait time.
  • Loan Disbursal – Funds credited quickly to help you own your dream home.

Why PaisaPulse is the Right Choice?

At PaisaPulse, we make your home-buying journey effortless by combining affordable rates, long tenures, digital approvals, and fast processing. With our customer-first approach, we ensure you get the best home loan deal tailored to your needs.

👉 Apply Now for a PaisaPulse Home Loan and take the first step toward owning your dream home.

Disclaimer: Loan eligibility, approval, interest rates, and repayment terms are subject to lender’s discretion. T&C apply.

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