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Loan Against Property

  • ✅ Interest rates starting at 9% p.a.
  • ✅ Quick & easy processing
  • ✅ Multiple types of collateral accepted
  • ✅ Overdraft facility available
  • ✅T&C Apply
Leverage Your Property Value Today

Looking for a Loan Against Property?

Let us help you find the most suitable offers.

Loan Against Property

– Unlock the Value of Your Property with PaisaPulse

Need funds for business expansion, higher education, wedding expenses, or medical emergencies? A Loan Against Property (LAP) from PaisaPulse allows you to leverage the value of your residential, commercial, or special-use property and get access to substantial financing at competitive rates.

With interest rates starting at just 9% p.a., flexible tenure of up to 15 years, and an overdraft facility, PaisaPulse makes borrowing against your property simple, secure, and stress-free.

What is Loan Against Property?

A Loan Against Property (LAP) is a secured loan that allows you to borrow by mortgaging your owned property. Instead of selling your asset, you can unlock its value to meet your financial needs.

With PaisaPulse, both salaried professionals and self-employed individuals can apply online with minimal documentation and enjoy comfortable EMIs and flexible repayment options.

Why Choose PaisaPulse Loan Against Property?

  • Lower interest rates compared to personal loans
  • Higher loan eligibility depending on property value
  • Flexible usage – business, education, medical, or personal needs
  • Secure process – your property stays safe while you enjoy liquidity
  • Trusted financial partner with a customer-first approach

Eligibility Criteria for Loan Against Property

For Salaried Individuals

  • Must be a resident Indian citizen
  • Age: 23 to 62 years*
  • Minimum 3 years of work experience in a public/private company or MNC

For Self-Employed Individuals

  • Must be a resident Indian citizen
  • Age: 25 to 70 years
  • Should have a steady and proven income source

Eligibility also depends on credit score, repayment history, and property valuation.

Documents Required for Loan Against Property

To make the process smooth, PaisaPulse requires minimal documentation:

  • Latest salary slips (for salaried applicants)
  • Bank statements of the last 3 months
  • PAN Card / Form 60 of all applicants
  • Valid ID proof (Aadhaar, Passport, Voter ID, etc.)
  • Valid address proof (Utility bills, Rent Agreement, etc.)
  • Property documents to be mortgaged
  • Income Tax Returns (ITR)
  • Title documents of the property

Key Features of PaisaPulse Loan Against Property

  • Attractive Interest Rates – Starting at 9% p.a.
  • Quick & Hassle-Free Processing – Simple online application & fast approvals
  • High Loan Amount – Based on the property’s market value
  • Flexible Tenure – Repay comfortably over up to 15 years
  • Overdraft Facility – Withdraw as per your requirement & pay interest only on usage
  • Collateral Accepted – Residential, commercial & special-use properties
  • Transparent Process – No hidden charges, clear documentation

👉 Apply Online for PaisaPulse Loan Against Property today and unlock the hidden value of your property with ease.

Disclaimer: Loan eligibility, interest rate, and amount depend on applicant profile, income stability, property valuation, and lender’s discretion. T&C apply.

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