Loan Against Mutual Funds & Shares

– Unlock Quick Cash Without Redemption

Need urgent funds but don’t want to redeem your Mutual Funds or Shares? With a Loan Against Mutual Funds & Shares, you can leverage your investments and get instant liquidity while still enjoying the potential growth of your portfolio.

PaisaPulse helps you access quick loans at attractive interest rates with minimal paperwork and complete flexibility.

Why Choose Loan Against Mutual Funds & Shares?

Low Interest Rates – Starting at just 10.5% p.a.

Quick Disbursal – Loan approved and credited within 24 hours

Flexible Loan Amount – From ₹15,000 up to ₹10 Lakhs

No Prepayment Charges – Repay anytime without penalties

High Loan-to-Value (LTV) – Avail up to 75% of your MF unit value

Pay Only on Used Amount – Interest is charged only on the amount utilized

Minimal Documentation – Apply online with ease

Key Features of Loan Against Mutual Funds

• Loan Amount: ₹15,000 – ₹10,00,000
• EMI Example: As low as ₹1,500 for ₹1,00,000 loan
• Approval Time: Within 24 office hours
• Security: Mutual Fund Units / Shares pledged
• Repayment: Flexible EMI options or pay as you go

Eligibility Criteria

• Must be a single unit holder of Mutual Funds
• Mutual Fund units should be available in CAMS (Registrar & Transfer Agent)
• Applicant must be an Indian resident (salaried or self-employed)
• Minimum age: 21 years

Documentation Required

• KYC Documents (PAN, Aadhaar, Address Proof)
• Or quick digital verification via DigiLocker
• Mutual Funds reflected in CAMS Portal

Benefits of Loan Against Mutual Funds & Shares

• Preserve Your Investments – No need to redeem mutual funds/shares
• Instant Liquidity – Quick solution for emergency needs
• Lower Interest Rates – Cheaper than personal loans or credit card debt
• Safe & Secured – Backed by your existing investments
• Hassle-free Online Process – Apply, verify, and get funds disbursed quickly

Ideal For

• Medical emergencies
• Business working capital
• Education expenses
• Travel or wedding needs
• Short-term cash requirements

With PaisaPulse Loan Against Mutual Funds & Shares, you get quick access to funds without disturbing your long-term investments. Apply online today and enjoy instant approval, low interest rates, and complete repayment flexibility.

Disclaimer: Loan amount, interest rate, and eligibility are subject to bank/NBFC policy. Terms & Conditions apply.