Privacy Policy

At PaisaPluse , we are committed to protecting the privacy and confidentiality of our clients, website visitors, and business partners. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our and loan facilitation services.

1. Information We Collect

Personal Information

We may collect the following information from clients and website visitors:

Full Name
Mobile Number
Email Address
Residential and Business Address
Date of Birth
PAN Card Details
Aadhaar Number (where permitted by law)
Bank Statements
Income Documents
GST Documents
Business Financial Information
Property Documents
KYC Documents
Any other information required for loan processing and financial advisory services

Technical Information

When you visit our website, we may automatically collect:

IP Address
Browser Type
Device Information
Operating System
Website Usage Data
Cookies and Similar Technologies

2. How We Use Your Information

We use the information collected to:

Assess eligibility for financial products and services
Process loan applications
Coordinate with banks, and lending partners
Verify identity and conduct KYC procedures
Provide financial advisory and consultancy services
Respond to inquiries and customer support requests
Improve our website and services
Comply with legal and regulatory obligations
Prevent fraud and unauthorized activities

3. Sharing of Information

We may share your information with:

Banks and Financial Institutions
NBFCs and Lending Partners
Credit Bureaus
Legal and Compliance Consultants
Service Providers assisting in loan processing
Government and Regulatory Authorities when required by law

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is completely secure.

5. Cookies Policy

Our website may use cookies and similar tracking technologies to:

Improve user experience
Analyze website traffic
Understand visitor preferences
Enhance website functionality

You may choose to disable cookies through your browser settings. However, some website features may not function properly.

6. Retention of Information

We retain personal information only for as long as necessary to:

Fulfill the purposes outlined in this Privacy Policy
Comply with legal, regulatory, tax, accounting, and reporting requirements
Resolve disputes and enforce agreements

7. Your Rights

Subject to applicable laws, you may have the right to:

Access your personal information
Request correction of inaccurate information
Request deletion of information where legally permissible
Withdraw consent for certain processing activities
Raise concerns regarding the handling of your personal information

To exercise these rights, contact us using the details provided below.

8. Third-Party Websites

Our website may contain links to third-party websites, including banks, financial institutions, and service providers. We are not responsible for the privacy practices or content of such websites.

Users are encouraged to review the privacy policies of those websites before providing personal information.

9. Compliance with Laws

We process personal information in accordance with applicable Indian laws, including the provisions of the Digital Personal Data Protection Act, 2023 (DPDP Act), and other applicable regulations.

10. Children's Privacy

Our services are intended for individuals who are at least 18 years old. We do not knowingly collect personal information from minors.

11. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with the updated effective date.

12. Contact Us

For any questions, concerns, or requests regarding this Privacy Policy, please contact:

PaisaPluse

Email: Zabiulla.ceo@paisapulse.com

Phone: +91 798 164 3315

Office Address: 2nd floor, Nishanth apartment, 54-20/2-3A/1, near Sneha cars, Srinivasa Nagar Bank Colony, Kanuru, Andhra Pradesh 520008

Consent

By accessing our website, submitting information through our forms, or using our services, you acknowledge that you have read, understood, and agreed to this Privacy Policy and consent to the collection, use, and disclosure of your information as described herein.